Stime Preventive

Action

Stime Preventive2

Preliminary Estimates

Determination of the insured amount (Property) and analysis of the indirect costs (Financial) with identification of the most effective contractual form to apply.


SP3

Integrable and modular services.


Designed for

Reference Business Lines:


  • PROPERTY

  • Learn more ...

    Stime Preventive per Property


    Preliminary Estimates for Property

    • Determination of the correct amounts to be insured.


  • FINANCIAL (Indirect Losses)

  • Learn more ...

    Stime Preventive per Financial


    Preliminary Estimates for Financial

    • Determination of the correct amounts to be insured.
    • Identification of the contractual form most consistent with the Company’s risk profile in the event of total or partial cessation of operations.

SP4

The Preliminary Estimates Service

Underinsurance occurs when the value of insured items declared in the policy is lower than their actual value.
In the event of underinsurance (wrong economic value stated in the policy), the so-called proportional rule applies when a claim occurs: the company pays compensation reduced in proportion to the underinsurance found.